Investors

Wilshire provides stable income and principal protection through real estate backed investments. 

Alternative Investments

Wilshire Finance Partners is a private debt fund focused on real estate debt and equity investments. Through a combination of experience and discipline, Wilshire brings unmatched perspective, enabling us to deliver investment opportunities containing a balance of attractive risk-adjusted returns and principal protection.

Why seniors housing and healthcare real estate? Its unique resiliency combined with demographic tailwinds favorably position this sector as a high-performing, long-term alternative investment option.

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WFP Income Fund, LLC

Stable Income & Principal Protection®

The WFP Income Fund, LLC (the “Income Fund”) is a short-term alternative fixed-income investment that seeks to provide attractive risk-adjusted returns to its investors primarily through the Income Fund’s investments in first trust deeds and mortgages secured by seniors housing, healthcare, multifamily, and commercial real estate. Visit our FAQs to find out more regarding the risks, rewards, and liquidity involved with the Income Fund’s investments.

WFP Opportunity Fund, LLC

Higher Risk-Adjusted Returns

The WFP Opportunity Fund, LLC (the “Opportunity Fund”) seeks to provide attractive risk-adjusted returns to its investors through debt and equity investments in real estate within the United States. Underlying investments in the Opportunity Fund will include, without limitation, direct and indirect equity investments, joint ventures, deeds of trust and mortgages, participating loans, and other real estate related investments. Visit our FAQs to find out more regarding the risks, rewards, and liquidity involved with the Opportunity Fund’s investments.

Individual Private Debt Investments

Wilshire offers private real estate debt investment opportunities in individual trust deeds and mortgages to investors who seek a fixed income alternative investment secured by real estate with certain principal safeguards. Investing in individual trust deeds and mortgages involves the investor’s direct ownership of loans, whether whole loans or fractionalized interests in loans, secured by the underlying real estate. Experienced investors have the ability to build a portfolio by self-selecting real estate secured loans based on their investment criteria, risk tolerances, and other attributes they would like to achieve in this investment class. 

Because most private real estate debt investments are relatively short-term loans (e.g. loans with a maturity between six months to five years), investors may also ladder their investments in individual loans to manage capital allocation, liquidity, and other factors within that segment of their portfolio. 

Managed Accounts and Mini-Pools

Taking individual private debt investments a step further, investors with the desire to allocate larger amounts in individual trust deed and mortgage investments may consider a managed account or a customized mini-pool of investments.

Like a pooled mortgage fund, the advantages of this approach include greater down-side risk protection through diversification and the ability to reinvest returns in the same asset class. Unlike a pooled mortgage fund where investment selection and portfolio management are delegated to the fund manager, the investor has more involvement and control in the investment selection process. Under a managed account or mini-pool approach, the investor and Wilshire establish a set of loan parameters and investment criteria for the efficient deployment of capital.

For certain institutional investors, investments through managed accounts and mini-pools are also attractive under regulatory risk-weighting and capital allocation requirements. 

Club Investments

Wilshire offers club investment opportunities, such as syndications, joint investments, and club deals, to investors who can quickly assess transactions and allocate larger amounts of capital in investments with longer investment horizons. Investor capital may be bundled to acquire a single investment or an entire portfolio. Investments under this approach may be structured using various forms of debt or equity.

Advantages under this approach include self-selection and more control over investments, the ability to contribute experience and intellectual capital, limited to no under-deployment of capital, lower transaction costs compared to certain other capital raising approaches, and greater risk mitigation through selection, structuring, and involvement.

Investment Consultation

Our investment team can assist investors in the review and analysis of other real estate investments outside of the investments offered through Wilshire, including real estate investment trusts (REITs), private debt or equity fund investments, individual private real estate debt investments, and other real estate investments.

What our clients are saying

“Wilshire Finance Partners delivers. This was my first investment in trust deeds, and they were extremely informative and helpful in getting me started. The rate of return they discussed with me in our initial meeting ended up being exactly what I am receiving on my initial investments. I plan on increasing my investment with Wilshire, as I find their investment strategy reliable and consistent.”

Kent P
Investor

“After making numerous investments with Wilshire for approximately 1 ½ years, I find them to be honest, accurate in presentation, and legally sound in processing required documents for each investment. I would recommend them to anyone seeking a high interest rate of return on a short-term investment.”

Allen G
Investor

“A sound exceptional investment. For more than one year, I have been delighted with the performance of Wilshire Finance Partners. Having over 20 years’ experience as a real estate and mortgage broker, I am in a uniquely qualified position to evaluate their business model and performance. Wilshire Finance Partners has tapped a lucrative niche market and, using a sound business style, is highly successful. I have found their staff to be unusually helpful and ethical. I have no hesitation in recommending to you Wilshire Finance Partners.”

Gene C
Investor

“I have been very happy with my investment in Wilshire Finance Partners. The one time that a loan was not being paid they gave me the option to either wait and see what happened when they foreclosed on the property or to move to another loan. I was very impressed that they gave me the option, since it was not in my agreement. I have rolled my investment over 3 times and will continue.”

Michael H
Investor

“A well managed real estate loan company we can trust. I am investing with the company as a partner. The loan is secured by the first deed of trust up to 65% of the purchase price. The interest rate ranges from 8% to 10%. I became a partner with the company one year ago. All documents were well prepared and secured in the escrow. The interest payments were paid each month and the accounting was clearly presented by PLM Lender Services. I can always get in touch with somebody when I have any questions. I am really glad that the investment is secure with good return. It is supported and well managed by the company. I would recommend Wilshire Finance Partners to my friends without any reservation.”

Ben L
Investor

Upcoming Events

December 1-2, 2021

5th Annual InterFace Seniors Housing Northeast

Seniors Housing • Panelist, Sponsor 

January 24-26, 2022

ASHA Annual Meeting

Seniors Housing • Attendee 

(866) 575-5070
info@WilshireFP.com

Wilshire Finance Partners, Inc.
1400 Newport Center Drive, Suite 250
Newport Beach, CA 92660

HOURS
Monday - Friday
8:30am - 5:30pm (Pacific Standard Time)

TERMS OF USE | DISCLOSURES | PRIVACY POLICIES

DISCLOSURES: 

Loans: The information contained on this website and the related communications are directed to real estate professionals only.  The information contained on this website and the related communications are not a loan approval, agreement or commitment to lend. The delivery or circulation of any attached documents is for discussion purposes only and Wilshire Finance Partners, Inc. may make substantial and material revisions to the same.  Rates and terms are subject to change without notice.  Loans made by Wilshire Finance Partners, Inc. California Department of Real Estate Broker License number 01523207 and California Department of Financial Protection and Innovation, Finance Lenders License number 603K729; WFP Income Fund, LLC, California Department of Financial Protection and Innovation, Finance Lenders License number 603K726; WFP Opportunity Fund, LLC California Department of Financial Protection and Innovation, Finance Lenders License number 603K725; or WFP Income Fund REIT, LLC, California Department of Financial Protection and Innovation Finance License number 60DBO-99184. •Equal Opportunity Housing Lender•

Investments: The information contained on this website and the related communications are not an offer to sell or the solicitation of offers to purchase the securities of the WFP Income Fund, LLC, the WFP Income Fund REIT, LLC, the WFP Opportunity Fund, LLC, loan or trust deed investments, participations or other securities offered by or through Wilshire Finance Partners, Inc. (individually and collectively, the “Securities”).  The purpose of this website and the related communications is to provide an overview of the respective Securities and their private placement. Persons interested in learning about the Securities and their private placement will be provided with the respective Private Placement Memorandum (inclusive of exhibits thereto and any supplements, the “Memorandum”), which provides a description of the Securities, the terms of their private placement, a discussion of risk factors, a copy of the limited liability company operating agreement for the respective fund (as applicable), a subscription agreement and other information related to the Securities.

This website and the related communications contain certain forward-looking statements regarding the Securities and the investment objectives and strategies of each of the Funds. The forward-looking statements are based on current expectations that involve numerous risks and uncertainties which are difficult or impossible to predict accurately and many of which are beyond the control of Wilshire, as the manager of the Funds. Although Wilshire believes that the assumptions underlying the forward-looking statements are reasonable, any of the assumptions could prove inaccurate and, therefore, there can be no assurance that the forward-looking statements will prove to be accurate. In light of the significant uncertainties inherent in the forward-looking statements, the inclusion of such information should not be regarded as a representation by Wilshire, any placement agent, or any other person, that the objectives and strategies of the respective Securities will be achieved.

Investments in the Securities may only be made solely by accredited investors (which for natural persons, are investors who meet certain minimum annual income or net worth threshold), who are provided with the Memorandum and who complete, execute and deliver the subscription documents included therein, and otherwise comply with the requirements contained therein.  Each of the Securities is being offered in reliance on an exemption from the registration requirements of the Securities Act of 1933, as amended (the “Securities Act”) and are not required to comply with specific disclosure requirements that apply to registration under the Securities Act. Neither the Securities Exchange Commission nor any other state securities commission or agency has passed upon the merits of or given its approval to the Securities, the terms of the offering, or the accuracy or completeness of any offering materials. Each of the Securities is subject to legal restrictions on transfer and resale and investors should not assume they will be able to resell the Securities. Past performance is not indicative of future results. Investing in any of the Securities, including the Funds, involves substantial risk, including loss of investment, and is not suitable for all investors.

To the extent there is any inconsistency between the information provided in this website. The related communications and the Memorandum, the information contained in the Memorandum shall control.

Other Notices: Information provided by Wilshire Finance Partners, Inc., its affiliates and their respective directors, managers, officers, employees and agents is not to be interpreted as legal, tax or accounting advice.  Wilshire Finance Partners, Inc. is a debt collector and is required by law to inform you that this communication may be an attempt to collect a debt and any information obtained will be used for that purpose.  Wilshire Finance Partners®, Proven Professional Performance®, Stable Income & Principal Protection®, and The Alternative Solution® are registered trademarks of Wilshire Finance Partners, Inc. © 2021 Wilshire Finance Partners, Inc.  All rights reserved.