Who we are

We are a leading private debt fund delivering capital solutions for seniors housing, healthcare, multifamily, and commercial real estate.

Wilshire Finance Partners is a portfolio lender based in Irvine, CA that delivers superior financial solutions and sage guidance to enrich the lives of the people we do business with every day.

Our cross-industry expertise in banking, real estate law, and investment management is what makes us different and gives our clients access to diverse resources that blend institutional sophistication with an entrepreneurial approach. But more than that, we employ a boutique approach that gives them access to the most experienced members of the team and unmatched intellectual capital so they can make trusted, strategic financial decisions.


years of collective experience in lending + investing


established in Newport Beach, CA


loans funded by Wilshire's principals


net annualized compounded return (since inception)

WFP Income Fund


net annualized compounded return (since inception)

WFP Opportunity Fund

(as of December 12, 2023)

What we do

Established in 2008, Wilshire Finance Partners specializes in customized short-term bridge loans ranging from $1 million to $10 million secured by seniors housing, healthcare, multifamily, and commercial real estate.

For borrowers

Our proven professional performance is backed by decades of lending experience.

With deep knowledge and industry resources, we are committed to providing quick closings, solutions-driven results, and a personalized, client-centric experience. Our achievements are defined by our ability to provide creativity and certainty of execution.

For investors

We provide stable income and principal protection on real estate backed investments for our investors.

At Wilshire, we do not promise to deliver the highest yield or chase short-term market trends. We bring a disciplined, conservative approach to investing, offering investors fixed income alternative investments backed by hard assets.

With a focus on our clients’ needs, objectives, and risk tolerance, we combine our thorough understanding of real estate based, fixed income alternative investments to tailor the foundation of our clients' portfolios and deliver stable income and principal protection.

Latest Insights & News

Nice neighborhood on a sunny day. Townhouses in the suburbs of the North America. Canada.



We’ve seen a shift in how sophisticated investors are re-building their portfolio strategies, from increasing investments in private credit to prioritizing purpose investing. Here's why.

Modern Glass Staircase Silhouette of walking People



Knowing how to evaluate private credit offerings can often lead to smarter investment decisions. Learn the right questions to ask with this guide.




Wilshire Finance Partners’ CEO Don Pelgrim shares his insights on how lenders view potential transactions, and highlights the importance of alignment between the lender, owner, and operator in his recent guest column for McKnight’s Senior Living.  

Case Study

Seniors Housing | Value-Add Acquisition: Reimagining What’s Next

$3.1M Assisted Living Facility, One owner’s exit is another owner’s opportunity

The Background: When a portfolio sale creates opportunity for both the seller and buyer

What our clients are saying

Wilshire offers strategic capital solutions backed by a deep industry knowledge.

Dana S, President, Owner Operator
Assisted Living Facility

Thank you for  all of your efforts to get this one to the finish line. Looking forward to getting more done together! 

Jacob S. Mortgage Broker
Assisted Living Facility

We couldn't have done it without Wilshire. They've been instrumental in the growth and success of our business.

Justin T, President, Owner Operator
Assisted Living Facility

“I started off slow with a trust deed and now have several trust deeds and investing in both funds. I have been associated with several full service and private client firms, and I have found Wilshire to deliver what they promise and provide a level of customer service above what one expects. I strongly recommend them.”

Peter H

“Fantastic income generating investment. I have been a Wilshire investor for over two years and have nothing but positive things to say about them. As a first-time trust deed investor, Wilshire was very knowledgeable in helping me to understand hard money lending and quick in processing transactions.

The WFP Income Fund helps to mitigate overall risk for those looking to diversify into a basket of properties. I especially appreciate knowing I can count on the direct deposit into my bank account each month. Keep up the good work gentlemen.”

Ben L

“Thank You! Wilshire Finance Partners treated me with professionalism. As a first time investor, my experience with them was great. They did what they promised. Wilshire was extremely helpful in facilitating the transactions from start to finish. Thank You Wilshire Finance Partners!

Gilbert S

Upcoming Events

(866) 575-5070

Wilshire Finance Partners, Inc.
2 Venture, Suite 430
Irvine, CA 92618

Monday - Friday
8:30am - 5:30pm (Pacific Standard Time)



Loans: The information contained on this website and the related communications are directed to real estate professionals only.  The information contained on this website and the related communications are not a loan approval, agreement or commitment to lend. The delivery or circulation of any attached documents is for discussion purposes only and Wilshire Finance Partners, Inc. may make substantial and material revisions to the same.  Rates and terms are subject to change without notice.  Loans made by Wilshire Finance Partners, Inc. California Department of Real Estate Broker License number 01523207 and California Department of Financial Protection and Innovation, Finance Lenders License number 603K729; WFP Income Fund, LLC, California Department of Financial Protection and Innovation, Finance Lenders License number 603K726; WFP Opportunity Fund, LLC California Department of Financial Protection and Innovation, Finance Lenders License number 603K725; or WFP Income Fund REIT, LLC, California Department of Financial Protection and Innovation Finance License number 60DBO-99184. •Equal Opportunity Housing Lender•

Investments: The information contained on this website and the related communications are not an offer to sell or the solicitation of offers to purchase the securities of the WFP Income Fund, LLC, the WFP Income Fund REIT, LLC, the WFP Opportunity Fund, LLC, loan or trust deed investments, participations or other securities offered by or through Wilshire Finance Partners, Inc. (individually and collectively, the “Securities”).  The purpose of this website and the related communications is to provide an overview of the respective Securities and their private placement. Persons interested in learning about the Securities and their private placement will be provided with the respective Private Placement Memorandum (inclusive of exhibits thereto and any supplements, the “Memorandum”), which provides a description of the Securities, the terms of their private placement, a discussion of risk factors, a copy of the limited liability company operating agreement for the respective fund (as applicable), a subscription agreement and other information related to the Securities.

This website and the related communications contain certain forward-looking statements regarding the Securities and the investment objectives and strategies of each of the Funds. The forward-looking statements are based on current expectations that involve numerous risks and uncertainties which are difficult or impossible to predict accurately and many of which are beyond the control of Wilshire, as the manager of the Funds. Although Wilshire believes that the assumptions underlying the forward-looking statements are reasonable, any of the assumptions could prove inaccurate and, therefore, there can be no assurance that the forward-looking statements will prove to be accurate. In light of the significant uncertainties inherent in the forward-looking statements, the inclusion of such information should not be regarded as a representation by Wilshire, any placement agent, or any other person, that the objectives and strategies of the respective Securities will be achieved.

Investments in the Securities may only be made solely by accredited investors (which for natural persons, are investors who meet certain minimum annual income or net worth threshold), who are provided with the Memorandum and who complete, execute and deliver the subscription documents included therein, and otherwise comply with the requirements contained therein.  Each of the Securities is being offered in reliance on an exemption from the registration requirements of the Securities Act of 1933, as amended (the “Securities Act”) and are not required to comply with specific disclosure requirements that apply to registration under the Securities Act. Neither the Securities Exchange Commission nor any other state securities commission or agency has passed upon the merits of or given its approval to the Securities, the terms of the offering, or the accuracy or completeness of any offering materials. Each of the Securities is subject to legal restrictions on transfer and resale and investors should not assume they will be able to resell the Securities. Past performance is not indicative of future results. Investing in any of the Securities, including the Funds, involves substantial risk, including loss of investment, and is not suitable for all investors.

To the extent there is any inconsistency between the information provided in this website. The related communications and the Memorandum, the information contained in the Memorandum shall control.

Other Notices: Information provided by Wilshire Finance Partners, Inc., its affiliates and their respective directors, managers, officers, employees and agents is not to be interpreted as legal, tax or accounting advice.  Wilshire Finance Partners, Inc. is a debt collector and is required by law to inform you that this communication may be an attempt to collect a debt and any information obtained will be used for that purpose.  Wilshire Finance Partners®, Proven Professional Performance®, Stable Income & Principal Protection®, and The Alternative Solution® are registered trademarks of Wilshire Finance Partners, Inc. © 2021 Wilshire Finance Partners, Inc.  All rights reserved.


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