Our proven professional performance is backed by decades of lending experience.

Bridge & Permanent Financing Solutions

Founded in 2008, Wilshire Finance Partners is a real estate finance and investment company delivering debt, equity, and advisory solutions to owners and operators of seniors housing and healthcare real estate across the country. As a fund manager and portfolio lender, Wilshire’s internal funding platform delivers fast, efficient, and flexible bridge loans and capital solutions from $1 million to $10 million.

Our team leverages our comprehensive understanding of the seniors housing and healthcare real estate market to provide customized financing solutions, in-house underwriting, and certainty of execution for strong owners and operators. In addition to our short-term capital solutions, Wilshire also provides a host of permanent financing options through our strategic relationships.


Transaction Types

Strategic acquisitions are part of an acquisition strategy to purchase another property because the combined properties or the consolidation of the properties becomes more profitable together than alone (i.e., an assisted living owner acquires another facility to gain economies of scale and enhance revenue). 

A core plus investment is synonymous with growth and income. The property itself is of high-quality and well occupied. Core plus property owners/operators can increase cash flows through light property improvements, management efficiencies, or increasing the occupant types.

An acquisition involving a facility that may have poor occupancy and little cash flow at acquisition, but strong upside potential once the issues are addressed by the buyer (i.e., value-added to the facility or business model). 

Opportunistic acquisitions are marketplace opportunities that have certain challenges, but also tremendous potential for the right operator and management team. To be successful, an experienced owner or operator must helm an opportunistic acquisition with a talented in-market management team to make the turnaround possible. Once changes are made, cash flow increases.

Repurposing and repositioning a property for another intended use (e.g. conversion of another property type into seniors housing, multifamily or commercial).

Increasing or decreasing the licensed bed count in an assisted living facility or changing the bed count between assisted living and memory care units.

A cash-out refinance is a mortgage-refinancing option that lets you convert real estate equity into cash. A new mortgage is taken out for more than your previous mortgage balance and the difference is paid to you in cash.   

A rate-and-term refinance changes the interest rate, the term—or both the rate and the term—of an existing mortgage without advancing any new money.   

Growth equity (also known as growth capital or expansion capital) is a type of investment opportunity in relatively mature companies that experiencing a transformational event with the potential for dramatic growth.

Reorganizing the borrowing entity’s debt and equity capital structure to reduce costs and/or release equity, including, releasing equity to the borrower for other acquisitions or prior to an agency refinance.

Monetizing non-core assets can simply increase cash flow, decrease debt, and apply management resources to more critical operations.

Eligible Properties

  • Independent living
  • Active adult communities
  • Assisted living
  • Continuing care communities
  • Medical office buildings
  • Commercial real estate
  • Multifamily
  • Residential
  • Student Housing

Financing Products

  • First lien debt
  • Second lien or junior secured debt
  • Mezzanine debt
  • Stretch senior debt
  • Participating debt / Hybrid equity

Request a Quote

If you are a borrower or mortgage broker looking for financing solutions, contact us today. Our team looks forward to working with you. 

What our clients are saying

Wilshire offers strategic capital solutions backed by a deep industry knowledge.

Dana S, President, Owner Operator
Assisted Living Facility

We couldn't have done it without Wilshire. They've been instrumental in the growth and success of our business.

Justin T, President, Owner Operator
Assisted Living Facility

Upcoming Events

(866) 575-5070

Wilshire Finance Partners, Inc.
2 Venture, Suite 430
Irvine, CA 92618

Monday - Friday
8:30am - 5:30pm (Pacific Standard Time)



Loans: The information contained on this website and the related communications are directed to real estate professionals only.  The information contained on this website and the related communications are not a loan approval, agreement or commitment to lend. The delivery or circulation of any attached documents is for discussion purposes only and Wilshire Finance Partners, Inc. may make substantial and material revisions to the same.  Rates and terms are subject to change without notice.  Loans made by Wilshire Finance Partners, Inc. California Department of Real Estate Broker License number 01523207 and California Department of Financial Protection and Innovation, Finance Lenders License number 603K729; WFP Income Fund, LLC, California Department of Financial Protection and Innovation, Finance Lenders License number 603K726; WFP Opportunity Fund, LLC California Department of Financial Protection and Innovation, Finance Lenders License number 603K725; or WFP Income Fund REIT, LLC, California Department of Financial Protection and Innovation Finance License number 60DBO-99184. •Equal Opportunity Housing Lender•

Investments: The information contained on this website and the related communications are not an offer to sell or the solicitation of offers to purchase the securities of the WFP Income Fund, LLC, the WFP Income Fund REIT, LLC, the WFP Opportunity Fund, LLC, loan or trust deed investments, participations or other securities offered by or through Wilshire Finance Partners, Inc. (individually and collectively, the “Securities”).  The purpose of this website and the related communications is to provide an overview of the respective Securities and their private placement. Persons interested in learning about the Securities and their private placement will be provided with the respective Private Placement Memorandum (inclusive of exhibits thereto and any supplements, the “Memorandum”), which provides a description of the Securities, the terms of their private placement, a discussion of risk factors, a copy of the limited liability company operating agreement for the respective fund (as applicable), a subscription agreement and other information related to the Securities.

This website and the related communications contain certain forward-looking statements regarding the Securities and the investment objectives and strategies of each of the Funds. The forward-looking statements are based on current expectations that involve numerous risks and uncertainties which are difficult or impossible to predict accurately and many of which are beyond the control of Wilshire, as the manager of the Funds. Although Wilshire believes that the assumptions underlying the forward-looking statements are reasonable, any of the assumptions could prove inaccurate and, therefore, there can be no assurance that the forward-looking statements will prove to be accurate. In light of the significant uncertainties inherent in the forward-looking statements, the inclusion of such information should not be regarded as a representation by Wilshire, any placement agent, or any other person, that the objectives and strategies of the respective Securities will be achieved.

Investments in the Securities may only be made solely by accredited investors (which for natural persons, are investors who meet certain minimum annual income or net worth threshold), who are provided with the Memorandum and who complete, execute and deliver the subscription documents included therein, and otherwise comply with the requirements contained therein.  Each of the Securities is being offered in reliance on an exemption from the registration requirements of the Securities Act of 1933, as amended (the “Securities Act”) and are not required to comply with specific disclosure requirements that apply to registration under the Securities Act. Neither the Securities Exchange Commission nor any other state securities commission or agency has passed upon the merits of or given its approval to the Securities, the terms of the offering, or the accuracy or completeness of any offering materials. Each of the Securities is subject to legal restrictions on transfer and resale and investors should not assume they will be able to resell the Securities. Past performance is not indicative of future results. Investing in any of the Securities, including the Funds, involves substantial risk, including loss of investment, and is not suitable for all investors.

To the extent there is any inconsistency between the information provided in this website. The related communications and the Memorandum, the information contained in the Memorandum shall control.

Other Notices: Information provided by Wilshire Finance Partners, Inc., its affiliates and their respective directors, managers, officers, employees and agents is not to be interpreted as legal, tax or accounting advice.  Wilshire Finance Partners, Inc. is a debt collector and is required by law to inform you that this communication may be an attempt to collect a debt and any information obtained will be used for that purpose.  Wilshire Finance Partners®, Proven Professional Performance®, Stable Income & Principal Protection®, and The Alternative Solution® are registered trademarks of Wilshire Finance Partners, Inc. © 2021 Wilshire Finance Partners, Inc.  All rights reserved.


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