Seniors Housing and Assisted Living Loan Programs
Loans for Seniors Housing, Assisted Living Facilities, Independent Living, Alzheimer’s Care, Memory Care, Age-Restricted Housing, Independent Living, Continuing Care Retirement Communities, and Long-Term Care Facilities.
The silver tsunami is here, creating a tidal wave in seniors housing and the senior living markets. According to the U.S. Census Bureau, by 2030, all Baby Boomers will be 65 years and older. As boomers exit the workforce and prepare for retirement, there will be continued demand within the senior housing industry, from active adult communities and continuing care retirement communities to standalone, independent living facilities and assisted living memory care facilities. Boomers have a storied history of making their mark in the world and the senior living sector will be no different.
For the past 15 years, Wilshire Finance Partners has specialized in financing experienced owners and operators in senior housing. Whether that’s providing capital to owners and operators, sprucing up existing facilities with a competitive repositioning or strategic acquisitions of other nearby assisted living facilities, opportunities will continue to abound in the industry.
As senior housing lenders, Wilshire Finance Partners is a leading private debt fund that provides capital solutions in seniors housing ranging from $1 million to $10 million for various senior housing properties and projects. Using its balance sheet, Wilshire offers short-term loans to bridge the timing and financing needs of owners and operators of seniors housing facilities. For example, financing the transition from an opportunistic or value-add acquisition to a fixed, permanent financing solution like Fannie Mae (FNMA), Freddie Mac (FHLMC) or HUD Seniors Housing Loan.
Wilshire finances various property types as a senior housing loan provider, including, continuing care retirement communities (CCRCs), assisted living facilities, memory care facilities, age- restricted housing, independent living, and other long- term care facilities.
If you are an experienced owner or operator, or an operator who decides to become an owner in senior living, explore how you can finance your vision to serve seniors when traditional lending may not be an option. Talk with the sage advisors on our seniors housing team to learn more about the creative financing solutions available or read on for further information.
Agency Financing Structure
Related Transactions


Assisted Living Facility
$2.85M
Core Plus Investment
32 units, 100% Occupancy


Assisted Living Facility
$5.4M
Strategic Acquisition, Value-Add
80 units, 89% Occupancy