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Copyright © 2020 Wilshire Finance NOTICES: This communication is not an offer to buy or sell securities, nor a loan approval, agreement or commitment to lend. The circulation of any attached documents is for discussion purposes only and Wilshire Finance Partners, Inc. may make substantial and material revisions to the same. Rates and terms are subject to change without notice. Information provided by Wilshire Finance Partners, Inc., its affiliates and their respective directors, managers, officers, employees and agents is not to be interpreted as legal, tax or accounting advice. Wilshire Finance Partners, Inc. is a debt collector and is required by law to inform you that this communication may be an attempt to collect a debt and any information obtained will be used for that purpose. Investments in fund shares and/or trust deeds secured by one or more interests in real property are subject to risk of loss. Investments may only be sold to Accredited Investors who receive the applicable Private Placement Memorandum, Subscription Agreement and related documents and disclosures for the respective investment. Loans made by Wilshire Finance Partners, Inc. Department of Real Estate Broker License number 01523207 and California Department of Financial Protection and Innovation, Finance Lenders License number 603K729. WFP Income Fund, LLC, California Department of Financial Protection and Innovation, Finance Lenders License number 603K726. WFP Opportunity Fund, LLC California Department of Financial Protection and Innovation, Finance Lenders License number 603K725. WFP Income Fund REIT, LLC California Department of Financial Protection and Innovation, Finance Lenders License number 60DBO-99184 •Equal Opportunity Housing Lender•