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Commercial Mortgage Loan Processor / Analyst / Underwriter


Formed in 2008, Wilshire Finance Partners is an alternative, balance sheet lender focused on originating multifamily and commercial mortgage loans from $1 million to $10 million throughout the United States.  As the manager of 2 real estate debt funds, we have a strong track record in an expanding market segment.

Job Summary

The Credit Analyst / Underwriter is responsible for processing, underwriting and closing real estate loans secured by multifamily (5+ units) and commercial real estate nationwide.  In addition to processing and underwriting loans, the Credit Analyst / Underwriter will assist loan officers with the initial sizing, pricing, and structuring of loan requests and the delivery of the initial Letter of Intent (LOI).

  • Process and underwrite multifamily (5+ units) and commercial real estate loans.
  • Assist Loan Officers with loan sizing, pricing, structuring, risk mitigation, loan feasibility, and LOI preparation.
  • Perform due diligence on borrowers, guarantors, and collateral.
  • Coordinate, review, analyze and approve third-party reports, including, appraisals, property condition reports, environmental reports, surveys, preliminary title reports, and other third-party reports.
  • Prepare credit approval recommendations.
  • Recommend approvals or denials of loan requests within policy and loan limits.
  • Manage new loan submissions and the underwriting pipeline.
  • Manage loan document preparation and loan closings.
  • Assist with loan administration; including, payoff demands, modifications and extensions, insurance and tax monitoring, default management, and other portfolio management functions.
  • Assist with regulatory reporting.
  • Help develop and maintain the company’s underwriting guidelines and underwriting tools, as necessary.
  • Assist with product development, mentoring and training.


  • BS/BA degree from an accredited college/university
  • Minimum of eight (8) years of experience processing and underwriting multifamily (5+ units) and commercial real estate loans. Experience underwriting senior assisted living facilities and skilled nursing facilities is highly desired.
  • Institutional credit training (commercial bank, investment bank, etc.) with an emphasis on commercial real estate loans is highly desired.
  • Experience underwriting loans against transitional properties and/or properties with construction components.


  • Excellent processing and underwriting skills.
  • Strong verbal and written communication skills
  • Excellent attention to detail
  • Ability to identify issues and create solutions
  • Problem solver
  • Strong organizational and time-management skills
  • Proactively accomplishes tasks
  • Ability to multitask and manage multiple loans at different stages in a fast-paced environment
  • Proficient use of Excel (including creating and developing underwriting models and templates), Word, PowerPoint, Outlook

Position Type

Full-time, on-site at our Newport Beach office

Compensation & Benefits

  • Base Salary (depending on experience)
  • Performance-based bonuses
  • Health, dental & vision for employee and immediate family
  • Paid vacation, holidays and sick time
  • A team-oriented office environment
  • Growth potential

Be a Part of Something Great
Bringing the Best to Bridge Lending

1. Innovative infrastructure

2. Growth, Advancement & progressive compensation plan

3. Executive leadership that empowers & exhilarates

4. Entrepreneurial, Ambitious & motivational culture

Your Success is Our Success

We develop, coach, train and support our team members. We appreciate and reward their efforts.

Collaborative Work Environment

We work to leverage team-member strengths, encourage innovation and foster cohesion between team members and departments.

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