Diversification and a monthly income are the two key benefits. Stocks, bonds and even real estate ownership has been challenging for investors. Diversification into a real asset with a low Loan-to-Value can give you a more secure and consistent monthly income in the 8-11% range
Q:
Do I have to pay a load or commission when I invest?
A:
When purchasing there are NO commissions or fees up front. If you would like a third party to service the loan, there is a 1.25% annualized servicing fee.
Q:
Can I withdraw my investment?
A:
The maturity date of the promissory note will determine the timing of your withdraw of funds. However, WFP will assist in liquidation of your notes prior to maturity. WFP cannot guarantee that we will be able to sell your note or that the amount paid by a third party will be for the face amount of the note.
Q:
How do I know how much money I’ve made?
A:
As an investor you will receive a monthly check along with a detailed statement. You may also log into our secure investor section to review your account.
Q:
Is WFP regulated?
A:
Wilshire Finance Partners is regulated by the California Department of Real Estate Broker number 01841579.
Q:
What kind of return should I realistically expect?
A:
Investors should receive a return ranging from 8% to 11% on an annual basis. In order to stay competitive and maintain a portfolio featuring high-quality loans, WFP carefully monitors the market and adjusts interest rates as needed.
Q:
What information is provided for tax reporting?
A:
You will receive a statement with all interest payments on your loans to provide to your CPA.
Q:
Is WFP regulated?
A:
Wilshire Finance Partners is regulated by the California Department of Real Estate Broker number 01841579.
California Dept. of Real Estate licensing information: (916) 227-0931• CA DRE website
Wilshire Finance Partners is licensed for California only.
Disclosure: Money invested through a mortgage broker is not guaranteed to earn any interest or return and is not insured. State law dictates that we acknowledge that interest on trust deeds is not guaranteed. No investment is completely risk free and past performance is not a guarantee of future results. Before investing, investors must be provided applicable disclosure documents. Mortgage Broker fees will apply unless stated otherwise. California Department of Real Estate, real estate broker license number 01841579. Equal Housing Opportunity
