Our proprietary Loan Assessment and Success Ranking Model (LASR)™ is our unique tool that helps deliver exceptional monthly cash flow. It is an evaluation and ranking system that uses commonly available data to assess property value, protective equity and risk. (LASR)™ helps to identify quality lending opportunities and minimize the potential for loss. The goal is to minimize risk and ensure higher returns on investor capital. This model is the foundation of Wilshire Finance Partners success and risk management strategy.